Amsterdam was even more glorious than in the postcards and wandering along its elaborate canal system with the narrow seventeenth and eighteenth century gabled merchant houses was like getting lost in a painting by a master of the Golden Age. It was astonishingly beautiful and romantic. Green, healthy trees lined the canals, shielding people from … Continue reading About Tulip Mania And Other Bubbles
It's miserable outside. A full-blown storm rages. Howling winds and the sound of rain lashing against the windows. I turn back to my computer screen. It's not only chaos in a meteorological sense. The markets are also in turmoil. Trump, Brexit, trade wars, interest rates and the economic slowdown are taking its toll and have … Continue reading Drunk Reflections In The Eye Of The (Financial) Storm
Lifestyle inflation is the increase in spending when your income goes up. For example each time you get a raise. It is extremely tempting to start spending more if you have more. You can go out more often, travel more, upgrade your hotel room, get that even flatter flat-screen and exchange your old, but functional, … Continue reading Lifestyle Inflation
Today I sail to work. I live on the waterfront and my office is also on the waterfront, just a few miles from my home. I can walk, bike, drive, sail, canoe or even swim to work. Today I decided to sail with the yellow water taxi, a service run by the municipality. It takes … Continue reading 20 Minutes To Financial Independence
Some of my fondest childhood memories are when my brother and I went on adventures and got lost. Not 'I can't find my way home' lost, but lost in the moment, lost in our imaginations. During summer time. It was when we imagined we were soldiers or pirates or space travelers. When we went exploring … Continue reading A Guide To Getting Lost
I've been thinking. I do that sometimes. A little personal thought experiment. Loosely inspired by TheSavingNinja's thought experiments. What if I'd kill my financially independence and early retirement aspirations? Stop investing actively, stop trying to squeeze an ever higher savings rate out of my income? Throw the Excel files with all the numbers, projections and … Continue reading Financial Independence: Flirting With The Wrong Girl?
The journey to financial independence and early retirement has a lot in common with a few road trips that I have been on with my brother. It's when we jumped in our car and drove 2000 kilometers (1250 miles) in less than 2 days. You may wonder, what has driving such an insane distance in … Continue reading A Travel Story: Lessons From The Arctic
When you are seeking financial independence like me, you focus a lot on the goal. And the closer you get to reaching it (not that I am that close), the more elated you become. Soon you can quit your job, soon you will be free. Imagine all the things you can do. There's nothing wrong … Continue reading Live For Today
This post is entirely inspired by a picture of an old typewriter. When I saw it I knew I had to write about it. Or rather write about the memories it triggered. My parents had a typewriter like that. This was in the 1970's. Before there were computers. Well at least those that weren't the … Continue reading Typewriters And Tape Recorders
The other day I told an acquaintance about my financial independence plans. He didn't get it. Called me selfish. 'It is not all about you', he said. I was a taken aback by his bluntness. I tried to argue it was the opposite, but his facial expression clearly revealed he wasn't willing to listen to my … Continue reading Is (Seeking) Financial Independence A Synonym For Being Selfish?
German is notorious (or famous) for its compound words. In English you would say goalkeeper glove cleaner. But Germans stick words together to make longer ones and call it torwarthandschuhreiniger. Much to the despair of Mark Twain: I can understand German as well as the maniac that invented it, but I talk it best through … Continue reading Torwarthandschuhreiniger – Or How To Sail A Boat
(Very) short travel stories by a 'financial independence' wannabe - guaranteed 50% true. Buckled up in my uncomfortable economy class seat and several uneventful hours into the flight to Chicago I gazed through the small oval window next to me, hypnotized by the countless white specks that dotted the dark blue ocean, thirty thousand feet … Continue reading A Travel Story: Iceberg Salad
Early retirement? Why? Don't you like your job? What will you do? I'd get so bored! This is what I hear sometimes when I tell people I want to retire early. There's the why and the what. Why would you do it? What (on earth) would you do? I have been thinking about it and … Continue reading Do You Have What It Takes To Retire Early?
Financial independence (FI) is an interesting phenomenon. It doesn't necessarily mean you are money-rich, but you are definitely time-rich (if you retire) because you no longer have to trade your precious time and labor for a monthly paycheck. People usually know how to spend money right? But believe me, they have a much harder time … Continue reading 5 Things You Can Afford When You Are Financially Independent
As far as retirement is concerned, 70 is the new 65 they say. Sounds catchy, but it simply means people are expected to work longer before they retire. State pension is under pressure, no matter where you live. In my case it is 68, but that is not a number that is set in stone. … Continue reading Retirement: A few years of dignity?