Thought Experiment: What Would You Do If You Knew With Absolute Certainty That You Would Die In Exactly 10 Years Time?

What would you do if you knew with absolute certainty that you would die in exactly 10 years time? It doesn’t matter how you know this or what you will die of; in 3652 days you will drop dead. It's a new thought experiment from TheSavingNinja. The way thought experiments work is by starting off … Continue reading Thought Experiment: What Would You Do If You Knew With Absolute Certainty That You Would Die In Exactly 10 Years Time?

Financial Independence: Flirting With The Wrong Girl?

I've been thinking. I do that sometimes. A little personal thought experiment. Loosely inspired by TheSavingNinja's thought experiments. What if I'd kill my financially independence and early retirement aspirations? Stop investing actively, stop trying to squeeze an ever higher savings rate out of my income? Throw the Excel files with all the numbers, projections and … Continue reading Financial Independence: Flirting With The Wrong Girl?

Early Retirement: Could A Bad Sequence Of Returns Annihilate Your Portfolio?

You had done all the right calculations. At least that's what you thought. And according to the math the accumulated invested capital was exactly what you needed to bridge the years from your early retirement until full pension age. Even the average return was very close to what you had used in your formula's. But … Continue reading Early Retirement: Could A Bad Sequence Of Returns Annihilate Your Portfolio?

Crowdlending: The Mintos Way

Crowdlending (also referred to as peer-to-peer or P2P lending) is the concept where individuals (lenders) pool funds together to lend money to other individuals (borrowers), typically brokered by an online platform. This form of lending is bypassing banks or other financial institutions. One such crowdlending platform is European based Mintos.com, which is the first platform I … Continue reading Crowdlending: The Mintos Way

Is (Seeking) Financial Independence A Synonym For Being Selfish?

The other day I told an acquaintance about my financial independence plans. He didn't get it. Called me selfish. 'It is not all about you', he said. I was a taken aback by his bluntness. I tried to argue it was the opposite, but his facial expression clearly revealed he wasn't willing to listen to my … Continue reading Is (Seeking) Financial Independence A Synonym For Being Selfish?

Torwarthandschuhreiniger – Or How To Sail A Boat

German is notorious (or famous) for its compound words. In English you would say goalkeeper glove cleaner. But Germans stick words together to make longer ones and call it torwarthandschuhreiniger. Much to the despair of Mark Twain: I can understand German as well as the maniac that invented it, but I talk it best through … Continue reading Torwarthandschuhreiniger – Or How To Sail A Boat