Awesome, spring has arrived! It’s April Fools day and once again time for portfolio update. Exciting stuff right? To be honest, it was rather uneventful, which is not a bad thing. There were no major ups or downs and my company stock is a slight 1,5% up compared to last month. But up is up and with my current holdings it means I can pocket a fair amount of cash anyway. That’s the wrong way to phrase it of course as I don’t pocket anything nor are we talking about cash here. It’s all unrealized capital gain.
Yeah that’s a good question. But let’s not waste our time and dive right into the numbers for March shall we?
The income/gain looks like this:
March represented the third consecutive month with a (positive) capital gain for my company shares. This means 2019 is off to a flying start. One thing to keep in mind though is that this is on top of last year’s substantial downturn. My company stock is still recovering compared to its all time high, which was reached in September 2018. This all time high appears to behave like a resistance level. Nevertheless, the outlook is moderately positive so I hope the price can break through it and reach new highs. Time will tell.
As you can see the chart below, the gain this month is not as significant as the gains in January and February, but as long as it is positive I am happy. It’s close to a total gain of $40K now.
Below the total investment, total asset value, total capital gain and capital gain/loss in a quarter on quarter chart. The expansion in the first quarter of 2019 is significant. Not only did I invest quite a substantial amount, the recovery of the company stock pushed things even higher.
As far as investments is concerned, no new company shares were bought this month (the next purchase of ESPP shares is first due in June this year). However, as each month around $1.5K of my net salary is set aside I now have $4.5K that will be used towards the new investment in June.
My Mintos investments live their own life. I haven’t invested more funds in this asset for a number of months now, but the return keeps accumulating (and is automatically re-invested using Mintos’ auto-invest feature).
I had great plans with investments in crowdlending, but I find myself in a situation where I am not able to allocate more funds than the ones I have earmarked towards the purchase of my company stock. I could do a couple of things: a) Re-allocate funds, b) leave it like it is and invest in crowdlending whenever I have some additional funds, c) abandon the crowdlending strategy altogether.
I go for option b). There is not doubt in my mind that I want crowdlending to occupy a decent corner of my portfolio. Eventually. Now, whether I do that by investing additional funds or simply re-invest some of my company stock asset, needs to be seen.
So bear with me. Not much action on the crowdlending side for now.
But I’ll keep reporting and as you can see in the chart below this asset has generated an income of around $80.
My net worth is slightly higher compared to February.
That’s an increase of $1.394,87 (0.38%) compared to February 2019.
I wrote a few posts, but not as many as I want. Most important is that I keep writing and share my thoughts on a variety of topics. Why? Because I love it!
And it is quality before quantity.
For me it is not about expanding as much as I can or monetizing the blog. It’s simply a way to track my journey toward FIRE and have a channel through which I can express my thoughts and engage with fellow personal finance bloggers.
I am not posting like a madman, but does it mean I just lie on my couch and watch Netflix? Absolutely not! See the evidence below.
It’s a representation of my company stock and crowdlending assets, in a quarter on quarter physical chart.
Work in progress. Stay tuned 😉
Plans for April
My plans for March:
- Keep the ESPP program running
- Invest some additional funds in crowdlending. I may fail once again, but I keep it on the list
- I have two weeks off around Easter. Excellent opportunity to catch up on my reading and writing!
- Start swimming. I signed up for some mini triathlon event here in town. With colleagues. I’ll do the swimming part and better get in shape for that.
That’s all for this time!